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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179282 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179284)

PayPal credit is great

Great way to be able to afford items and stagger payments. The 0% over 3 months is an absolute game changer and so good for the like of work I’m in Reviewed on: 7th July 2026

Simply the best

I like the pay acknowledgement agreement and your system is easy to navigate and understand Reviewed on: 7th July 2026

Most helpful customer support

Most helpful customer support and has helped me to obtain refunds which would otherwise not have been possible. Reviewed on: 7th July 2026

Easy to use, quick and efficient!

Easy to use, quick and efficient! Reviewed on: 7th July 2026

A life saver

have had no concerns with Paypal and allows me to shop and pay within 4 months which helps me financially Reviewed on: 7th July 2026

No Fuss easy Access to 4 month interest free loans

No Fuss easy Access to 4 month interest free loans Reviewed on: 7th July 2026

Brilliant the best

Excellent best thing ever I have used just keeps on getting better Reviewed on: 7th July 2026

Easy, straightforward way to pay for your goods

Easy, straightforward way to pay for your goods in instalments often with no interest of extra fees. Reviewed on: 7th July 2026

Easy process and happy with the service provided

Easy process and happy with the service provided Reviewed on: 7th July 2026

Very good service, i trust the paypal payment over t...

Very good service, i trust the paypal payment over the online card payment service for security reasons. And if you have an issue with the seller always make complaint Reviewed on: 7th July 2026

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