Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179256 reviews)

View other PayPal products

4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (179256)

Great service, quick and efficient

Great service, quick and efficient Reviewed on: 7th July 2026

Very easy to use!

Very easy to use! easy to understand & service is brilliant Reviewed on: 7th July 2026

Lots of issues with PayPal that need to be resolved

Lots of issues with PayPal:orders not going through, though charity donations made at checkout do. Payments unclear, sometimes app and website show two payments being due rather than one. Account temporarily shut down when I queried this. Offers on app are unclear. Two payments being taken from my account for a single order. Statements unclear and difficult to understand. PayPal customer service. Is usually helpful but not always accurate. Reviewed on: 7th July 2026

Long time user

I am using pay pal for so many years, and to be honest I never had a problem with it. Application is simple to use and all requests are done in minutes. Works perfectly to me :) Reviewed on: 7th July 2026

Fast and efficient

I have been using PayPay for both business and personal transactions for over 15 years. Fast and efficient. Reviewed on: 7th July 2026

Really user friendly

Really user friendly and visibility is. Great on the app Reviewed on: 7th July 2026

I love using PayPal, pay in 3 gives you longer to p...

I love using PayPal, pay in 3 gives you longer to pay its reliable and very trust worthy , I just love it I know my money is safe with pay pal Reviewed on: 7th July 2026

Nice experience with paypal absolutely fine

Nice experience with paypal absolutely fine Reviewed on: 7th July 2026

Great easy to use.

Great easy to use. Easy to understand Reviewed on: 7th July 2026

Hassle free

Peace of mind, and more online retailers are using PayPal services Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99795 reviews
Payments
from PayPal 4.71 from 3852 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub