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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179158)

always easy and straightforward, that is why I like...

5
always easy and straightforward, that is why I like to use PP Reviewed on: 7th July 2026

I always use PayPal when it is an option and am even...

5
I always use PayPal when it is an option and am even reluctant to make a purchase is Paypal isn’t a pay option. It gives me peace of mind that I am covered if anything goes wrong. Reviewed on: 7th July 2026

Safe ans exceptional value

5
Paypal makes you feel safe, knowing that if something goes wrong with a seller or an item is undelivered they will review and step in as needed. Their pay in three also means that more expensive items are accessible as you can pay, importantly interest free, meaning you don't pay anything extra which is exceptional. Reviewed on: 7th July 2026

Great customer service, easy to use apps and software

5
Great customer service, easy to use apps and software Reviewed on: 7th July 2026

Great service and easy to use have been a customer f...

5
Great service and easy to use have been a customer for over 5 years Reviewed on: 7th July 2026

The problem with Paypal is that they lure you in wit...

3
The problem with Paypal is that they lure you in with more and more money to borrow which means you get further and further into debt with higher fees. With no support or advice. You are essentially left to it with no offer of help in any way. Reviewed on: 7th July 2026

A bit expensive in interest, but payments are made s...

3
A bit expensive in interest, but payments are made simple. Customer service is automated and options are limited. Reviewed on: 7th July 2026

Best service for large purchases

5
I've used multiple time for large item purchases and been able to make the most of the 4 month free interest or the payment plans to have it paid off in a set amount of time. It's quicker and easier than going through the loan process and means I'm able to get items I wouldn't normally be able to get without years of savings Reviewed on: 7th July 2026

Ease of use excellent service provide good reliable...

5
Ease of use excellent service provide good reliable service Reviewed on: 7th July 2026

Easy and simple - approval was quick and service is...

5
Easy and simple - approval was quick and service is great Reviewed on: 7th July 2026

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