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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178908 reviews)

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4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178919)

Safe and Reliable

I have been using PayPal for year and it always has been a safe and reliable asset to my finances. Very handy as it is accepted as payment in so many stores. Reviewed on: 7th July 2026

Easy to use by protecting your card numbers.

Easy to use by protecting your card numbers. Offers payment options and resolves queries/ disputes quickly Reviewed on: 7th July 2026

Just don't like when you make a customer service cal...

Just don't like when you make a customer service call and you have to go through a long way Reviewed on: 7th July 2026

easy to use - no surprises

I've found PayPal Credit to be extremely straightforward and user-friendly. The application and setup process was quick, uncomplicated, and easy to understand from the start. The payment plans are clearly explained, making it simple to know exactly what is due and when, with no confusing terms or hidden surprises. One of the biggest benefits is the added convenience when shopping online. Having PayPal Credit available at checkout makes purchases quick and hassle-free, while also providing an extra layer of security by keeping payment details protected. I appreciate being able to spread the cost of larger purchases with a clear repayment structure that helps me manage my budget effectively. Overall, PayPal Credit offers a simple, transparent, and secure way to make online purchases, and I would happily recommend it to anyone looking for a flexible payment option Reviewed on: 7th July 2026

My go to way to pay

Quick and simple way to pay and transfer money safely free of charge. Reviewed on: 7th July 2026

Excellent Services

I have been using paypal for over 10 years. They are realy good. Reviewed on: 7th July 2026

Paypal is simple to use

I really enjoy using PayPal, it’s very simple and easy to use. I’ve just it for over 7 years and have never really had a problem. They understood when I had an issue with being able to pay my payments. It’s useful for when I want to buy something quickly and don’t have my card details. Reviewed on: 7th July 2026

I've used it to purchase my phone.

I've used it to purchase my phone.The process was easy and smooth Reviewed on: 7th July 2026

Great job

All info what I need to know costumer service provide for me and account is to manage easy payments Highly recommend well done Reviewed on: 7th July 2026

Easy and fair for both buyer and seller.

Easy and fair for both buyer and seller. The simple delivery system is a game changer. Paypal credit makes shopping more enjoying and accessible. PayPal is a platform that that really makes the normal man feels non-judged because for their fanancial situations. Reviewed on: 7th July 2026

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