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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159499)

Easy, flexible and convenient

Certain purchases although affordable can be a huge outlay at the given time and sometime you can miss out on a good price or even a discount just because you aren't able to spread the cost. Paypal credit has kept a spread the cost offer valid and ongoing which made it easy for me to buy an rc sailplane that I wanted and even better the website I was buying from accepted paypal directly. A modern easy convenient payment solution with the flexibility of spreading the cost. What's not to like. Reviewed on: 12th August 2022

Lifesaver

Convenient, affordable and easily managed credit Reviewed on: 12th August 2022

Easy and reliable.

Have never had any issues with my PayPal Credit account, it's easy to access, easy to set and amend payments, and I am always kept up to date with any changes or updates. Would highly recommend this product/service. Reviewed on: 12th August 2022

interest free 3 payments or 4 months amazing!!!

best payment service provider for consumer rights and protection service, also offer great financial payment plans with varied options, cant go wrong choosing this for peace of mind and security Reviewed on: 12th August 2022

Excellent

Excellent service Reviewed on: 12th August 2022

Nice limits, fair apr

Used PayPal credit a few times, the APR is fair and quite competitive. Reviewed on: 12th August 2022

Reliable and trust worthy

I rely on paypal ccredit as a backup to my money at the end of the month. At the end of the month on payday i pay off what i owe (if any) knowing i can trust and know that it has my back when i need it. Reviewed on: 12th August 2022

Handy to have.

Getting monies returned from some vendors. Reviewed on: 12th August 2022

Stress free use and hassle free

Used PayPal Credit to purchase a laptop and it has been a seamless and stress free experience throughout, from signing up to purchasing and the automatic payments. Absolutely loving it! Reviewed on: 12th August 2022

Super secure

Makes money transfer and purchases so easy and safe Reviewed on: 12th August 2022

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