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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (158142)

PayPal credit

5
Easy to apply for and makes paying for big purchases easier on the pocket Reviewed on: 8th July 2022

PayPal credit is a great help

5
PayPal is amazing I can only recommend Reviewed on: 8th July 2022

Amazing!

4
I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Best Credit Card offers

5
With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022

Convenient and helpful

5
So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022

Excellent product

5
The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022

Paypal

4
Very good , great product and easy to use Reviewed on: 8th July 2022

Hassle free

5
I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022

Simple, generous credit

5
The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

I like to pay with PayPal credit

5
I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022

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