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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (163432)

Easy to use,

5
Easy to use, pay in 3 . Credit are very helpful Reviewed on: 17th May 2024

Seemles smooth without hickups.

5
Seemles smooth without hickups. I was hesitant first but once I understood I ever stopped using it. Very glad I have it Reviewed on: 17th May 2024

Accident customer service and efficient.

5
Accident customer service and efficient.happy Reviewed on: 17th May 2024

Great service.

5
Great service.and always keeps you updated about offers and you're money Reviewed on: 17th May 2024

PayPal is a safe way to purchase items.

5
PayPal is a safe way to purchase items and there credit facility is very useful as I can make any payments each month as long as they are above the minimum requirement. Reviewed on: 17th May 2024

I' ve used PayPal for a few years.

5
I' ve used PayPal for a few years. Convenient and easy to use service. I love being able to pay in 4 Reviewed on: 17th May 2024

I have got my things with paypals credit which I cou...

5
I have got my things with paypals credit which I could not have got without them I am disabled with multiple Schlerosis so it is very hard to cope. Reviewed on: 17th May 2024

Paypal credit is so useful,

5
Paypal credit is so useful, you don't have to pay for goods till arrive , plus for bigger items you can budget over the 3 months to pay Reviewed on: 17th May 2024

great products, easy to use.

5
great products, easy to use. I am using it all the time Reviewed on: 17th May 2024

It’s just perfection with Paypal

5
It’s just perfection with Paypal Reviewed on: 17th May 2024

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