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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169588 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169705)

When I had a problem with a seller , was dealt with...

When I had a problem with a seller , was dealt with promptly Reviewed on: 29th May 2024

PayPal credit is one of the best and so easy to use...

PayPal credit is one of the best and so easy to use and you can always check your credit on the app Reviewed on: 29th May 2024

Great facility

Extremely convenient, easy to.use and manage, intuitive app. Reviewed on: 29th May 2024

"I’ve been using PayPal for several years and it has...

"I’ve been using PayPal for several years and it has consistently been a reliable and secure way to handle my online transactions. The user interface is intuitive, making it easy to send and receive money. Customer support has been responsive and helpful whenever I’ve had issues. However, I believe there’s room for improvement in terms of transaction fees, especially for small businesses. Overall, PayPal has been an essential tool in managing my finances efficiently." Reviewed on: 29th May 2024

Efficient!

Efficient service! Excellent app! Reviewed on: 29th May 2024

Excellent and easy to use.

PayPal credit has been a great help with our monthly outgoings and holidays just as long as you keep up with the payments it’s brilliant and hassle free. Reviewed on: 29th May 2024

Excellent service!

Excellent service which makes things affordable. Easy, quick & efficient, you can keep an eye on how much you owe really easily & see when & where interest will kick in after the 0% period ends, The app is easy to navigate & makes it clear what you owe & by when, a really handy way to keep an eye on your finances within the PayPal family. Reviewed on: 29th May 2024

safe secure online shopping to suit all

i have used paypal for many years for my online purchases i started with ebay and as the variety of places to use paypal increased gave me more scope for online shopping i feel very safe using paypal if i had any issue with non delivery it is sorted extremely quickly and my money returned without quibble i do like using pay in 3 as it allows me to budget for some purchases without the cost of interest charges and the interest free offers over spends of £99 lets me make larger purchased with 4 months to pay overall i find paypal a safe secure way to shop and i will continue to be a loyal customer to the company Reviewed on: 29th May 2024

Easy approval, great customer service.

Easy approval, great customer service. Nice introductory offer too! Reviewed on: 29th May 2024

Excellent Service

Paypal is a game changer for me, no hidden terms and condition, I have all the information I need and even reminder of when payment is due. Reviewed on: 29th May 2024

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