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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168150)

Very reliable and great experience.

Very reliable and great experience. Reviewed on: 22nd May 2024

Customer service can be better.

Customer service can be better. If someone you can speak within in UK it would be more helpful an great. Reviewed on: 22nd May 2024

I have always had a very good experience with pay pa...

I have always had a very good experience with pay pal always have sorted any issues out Reviewed on: 22nd May 2024

Been using PayPal credit for a long time now and it’...

Been using PayPal credit for a long time now and it’s been extremely useful. Great options to split the cost. Highly recommended. Reviewed on: 22nd May 2024

PayPal credit is my go to payment solution.

PayPal credit is my go to payment solution. I find it very easy to use! Reviewed on: 22nd May 2024

Paypal credit is very easy to use and the 0 interest...

Paypal credit is very easy to use and the 0 interest for 4 months promotion has helped me spread the cost and saved money. Paypal customer service has been great although it is not an instant chat but they do get back to you in an hour or so usually. Reviewed on: 22nd May 2024

Have been using the service for years never had any...

Have been using the service for years never had any issue any time I did run into issue they were more than helpful! Have recommended this service to friends also Reviewed on: 22nd May 2024

PayPal credit is the best the staff are very helpful...

PayPal credit is the best the staff are very helpful Reviewed on: 22nd May 2024

Always there when i need it, so reliable

Always there when i need it. No interest as i always pay it off before the months end, it feels so good to have that safety net available. Never had any issues ever with it Reviewed on: 22nd May 2024

Works well, helpful for larger purchases with additi...

Works well, helpful for larger purchases with additional credit free options Reviewed on: 22nd May 2024

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