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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

Great experience, lots of options.

Great experience, lots of options. Reviewed on: 22nd May 2024

I am very happy that have PayPal.

I am very happy that have PayPal. I feel safe for my money, they solve any problems with attitude and support. Have credit which makes me even more safe. Reviewed on: 22nd May 2024

PayPal I’m a big fan

PayPal is a very good option to choose I have found them to be an excellent company they offer value for money and are a very efficient company the service is great every time I have called customer service they have dealt with my enquiry politely and professionally I am now a lifelong customer Reviewed on: 22nd May 2024

I have found PayPal very useful to purchase items I...

I have found PayPal very useful to purchase items I cant pay for straight away so paying at a later date or pay in three is very useful, ive also had good communication if I've needed to contact them directly by telephone. Reviewed on: 22nd May 2024

PayPal Credit Review

PayPal credit has a fantastic offering, having 4 months of 0% interest for purchases over £99. It allows me to pay my balances worry-free and conveniently over time. Not to mention, their customer service is top notch. I have been a long-standing customer of PayPal, and since joining PayPal Credit, I have all the more reason to remain a customer of theirs for now and in the future. It’s been nothing but a pleasure. Reviewed on: 22nd May 2024

Easy to use, been using for a number of years

Easy to use, been using for a number of years Reviewed on: 22nd May 2024

I'm using PayPal long time .

I'm using PayPal long time . Nearly 15 years .Really happy with everything .Most happy for 3 payment idea . Reviewed on: 22nd May 2024

It is easy to pay with and secure.

It is easy to pay with and secure. Repayments are not high. Reviewed on: 22nd May 2024

Helpful credit

Great for short term purchase. With 4 months to pay off before interest on £99 or over. Very helpful when money is tight that month Reviewed on: 22nd May 2024

My preferred method for online payments!

I use PayPal credit for a lot of online transactions. It’s easy, Safe to use and makes me feel at ease when I see it at checkout! Reviewed on: 22nd May 2024

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