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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Equivalent to credit card, easy to use

Equivalent to credit card, easy to use Reviewed on: 22nd May 2024

Quick and easy

Simple, easy to use on a variety of online shops Reviewed on: 22nd May 2024

Simple credit

It’s easy to use and offered with most retailers Reviewed on: 22nd May 2024

I love using PayPal used easy no problems really goo...

I love using PayPal used easy no problems really good app and safe to pay for products Reviewed on: 22nd May 2024

Paypal is very simple and easy to navigate and pay w...

Paypal is very simple and easy to navigate and pay with it. I love that it is very simple and on point. Reviewed on: 22nd May 2024

PayPal is excellent

PayPal is excellent I currently use it for credit purchases and it’s easy and very user friendly Reviewed on: 22nd May 2024

Wowza so kewl best service ever.

Wowza so kewl best service ever. Super convenient bro Reviewed on: 22nd May 2024

Amazing Credit Provider

Nice and easy to apply for credit instant response and easy to manage credit amazing Reviewed on: 22nd May 2024

Great people make great companies

I have been using PayPal for long time and all the best experiences reside on the excellent management of the people at PayPal. Reviewed on: 22nd May 2024

Trusted name and convenient payment options

Really easy and convenient to use & is a trusted name. More companies having the option to use PayPal as preferred payment method and with added flexibility of spreading payments in to more affordable payments. Reviewed on: 22nd May 2024

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