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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168513)

Very happy with paypal ,preferred over traditional b...

5
Very happy with paypal ,preferred over traditional banks Reviewed on: 23rd May 2024

Use PayPal Credit regularly and it's a really easy a...

5
Use PayPal Credit regularly and it's a really easy and customer friendly option for larger payments. Reviewed on: 23rd May 2024

They applied a refund against interest free installm...

5
They applied a refund against interest free installments instead of purchases, costing me extra interest payments. Reviewed on: 23rd May 2024

Always good customer support and paying monthly so h...

5
Always good customer support and paying monthly so haven’t got to spend all at once Reviewed on: 23rd May 2024

PayPal credit makes life safer

5
PayPal credit makes buying things online safer and easier. Reviewed on: 23rd May 2024

Simply great!

5
Simply great!!! I love the experience would be great if they release a card. Reviewed on: 23rd May 2024

Straightforward and easy to use , safe platform.

5
Straightforward and easy to use , safe platform. Reviewed on: 23rd May 2024

Easy and hassle free transactions!

5
Easy and hassle free transactions! Reviewed on: 23rd May 2024

Great and helpful.

5
Great and helpful. Choose time limit to repay the money borrowed. Really helpful Reviewed on: 23rd May 2024

Safe way to buy

5
I use PayPal as.its a safe way to buy online and can use it anywhere Reviewed on: 23rd May 2024

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