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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

It's very handy having the facility to pay interest...

It's very handy having the facility to pay interest free over 4 months and I will utilise this feature as often as I can. I also loved that I could pay for my new Samsung phone interest free over 3 years! Reviewed on: 24th May 2024

Second to non.

Second to non. Using PayPal to transact and calling customer service for assistance. Reviewed on: 24th May 2024

It pays me to use PayPal credit.

Using PayPal online is effortless, having the 4 months interest free is superb within the last year I’ve used it to buy phones, scooters and car accessories. Reviewed on: 24th May 2024

Good and easy to use.

Good and easy to use. Nice interface and very efficient with your money. Getting accepted is also not a problem. It automatically adds your contacts as people you can send money too which is also useful. Reviewed on: 24th May 2024

Ticks all the box just need a card to go with the ac...

Ticks all the box just need a card to go with the account Reviewed on: 24th May 2024

Great customer service,.

Great customer service,. helpful and secure Reviewed on: 24th May 2024

Easy and safe to use, accepted most places

Easy and safe to use, accepted most places Reviewed on: 24th May 2024

Helps spread the cost of things- makes buying things...

Helps spread the cost of things- makes buying things easier Reviewed on: 24th May 2024

Excellent

Excellent, I have been using PayPal since it launched and I don't have any complaints Reviewed on: 24th May 2024

Fantastic service.

Fantastic service. I get to either do a Pay In 3 or operate a credit account (without the hassle of having a credit card) with thousands of independent retailers who provide me with goods/services I actually want to use. It's simple, convenient and all online! Reviewed on: 24th May 2024

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