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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176795)

Never had any issues with paypal

Never had any issues with paypal Reviewed on: 3rd June 2024

The best credit card out there.

It is the most easy payment option for me and it is protected from fraud targeting. Once there's a problem, customer service is provided at its best Reviewed on: 3rd June 2024

Excellent

Reliable,flexible, dependable, happy Reviewed on: 3rd June 2024

Great Service!

It’s great that it gives you a heads up when you’re going to incur interest. Only thing I would say is you can’t request limit increases which isn’t so great. Reviewed on: 3rd June 2024

It’s been easier ever since I got PayPal and the cre...

It’s been easier ever since I got PayPal and the credit which I could wait for 3 or 4 months to pay it back with no interest. Reviewed on: 3rd June 2024

Reliable service

Always been helpful when I have had an issue with and order or any other problem I have had which is always swift and solved within a quick reasonable time frame with quick responses. Reviewed on: 3rd June 2024

Easy to use, issues sorted quickly

Easy to use, issues sorted quickly Reviewed on: 3rd June 2024

Secure, easy and stress free - I’m using PayPal

Ever since first using PayPal I have stuck with it, it makes sending and receiving money The most easiest and secure way. I’ve always recommended friends and family to use PayPal as I’ve not experienced anything better. Using PayPal for myself I will always use PayPal checkout when buying any item with the PayPal option available. the PayPal credit system has been great for my bigger online purchases over the years. I Will always use it when it’s available. if there was the option to have a contactless PayPal card, I probably wouldn’t use any other payment other than PayPal. Reviewed on: 3rd June 2024

I have been able to afford things that I wouldn't of...

I have been able to afford things that I wouldn't of been able to afford if i hadnt got the help from paypal I wouldn't of been able to get these things. Also it's helped with my credit score. I trust paypal with my purchases as I don't have to worry about if an item has been lost, or broken because paypal has me covered by protecting me and will investigate and if they are at fault I will receive my money back or another item. Reviewed on: 3rd June 2024

Excellence in credit form

PayPal credit is excellent and I would be lost without it. I have been using PayPal credit for years. Reviewed on: 3rd June 2024

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