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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176728)

Credit when you need it with 100% customer support a...

5
Credit when you need it with 100% customer support and protection varying payment options and methods with added bonus of 0% interest Reviewed on: 3rd June 2024

Able to obtain your balance in app and good deal wit...

5
Able to obtain your balance in app and good deal with the plan. Reviewed on: 3rd June 2024

Excellent service and different payment options

5
Excellent service and different payment options Reviewed on: 3rd June 2024

You can always feel reassured your in safe hands whe...

5
You can always feel reassured your in safe hands when using Pay Pal. Reviewed on: 3rd June 2024

Reliable service.

5
Reliable service. Always available with my preferred payment method Reviewed on: 3rd June 2024

Easy to make purchases on most websites

5
Easy to make purchases on most websites Reviewed on: 3rd June 2024

Excellent service

5
Excellent customer service always helpful Reviewed on: 3rd June 2024

Your moneys safe with paypal.

5
Your moneys safe with paypal. Easy to use and money gets paid to you in double quick time. Reviewed on: 3rd June 2024

generally happy with...

4
Been using PayPal for years and generally happy with the service Reviewed on: 3rd June 2024

Great deal 0% 4 months, very useful

5
Great deal 0% 4 months, very useful Reviewed on: 3rd June 2024

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