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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176850)

Top notch

5
I have never had to contact customer services once, that must be a good sign after using for 15 years! Reviewed on: 3rd June 2024

All round good service.

5
Easy convenient and fast. Useful for a number of occasions for purchasing to sending money between family and friends. Reviewed on: 3rd June 2024

Quick approved.

5
Quick approved. Easy to apply. Good customer service. Reviewed on: 3rd June 2024

Convenient and Safe

5
It's convenient and puts my mind at ease. Reviewed on: 3rd June 2024

Paypal.!!!

5
Paypal.is simply the best what a wonderful company Reviewed on: 3rd June 2024

It has always been a seemless and stressfree.

5
It has always been a seemless and stressfree process. It gives great affordable options and allows you to be able to manage purchases at an affordable and attractive rate of 0% Reviewed on: 3rd June 2024

PayPal is the best!

5
PayPal is the best, the PayPal credit is a life saver to spread the costs and customer service is always easy to speak to an adviser Reviewed on: 3rd June 2024

Can not do without my PayPal.

5
Can not do without my PayPal. Safe and easy Reviewed on: 3rd June 2024

Peace of mind

5
With PayPal everything I paid on line is secure and have peace of mind. Reviewed on: 3rd June 2024

Absolutely love PayPal easy to use and help at hand...

5
Absolutely love PayPal easy to use and help at hand when you need it! Reviewed on: 3rd June 2024

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