Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176875 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176903)

100% on point, trustworthy, customer service best iv...

100% on point, trustworthy, customer service best iv ever had to be honest. Reviewed on: 3rd June 2024

Fast and easy money when I need it

Fast and easy money when I need it Reviewed on: 3rd June 2024

Easy and convenient especially the credit facility

Easy and convenient especially the credit facility Reviewed on: 3rd June 2024

I feel safe when using PayPal and there always to h...

I feel safe when using PayPal and there always to help Reviewed on: 3rd June 2024

Excellent service always great service help

Excellent service always great service opayaly Reviewed on: 3rd June 2024

It's easy to use and you can manage it very well for...

It's easy to use and you can manage it very well for 4 months interest free! Reviewed on: 3rd June 2024

Just what I needed

It’s a good service I don’t have to walk around with my card to pay for stuff and when I am short during the month I can reply on the credit which has been a big help Reviewed on: 3rd June 2024

APR too high but very convenient.

APR too high but very convenient. Reviewed on: 3rd June 2024

PayPal has helped me through incredibly tough times.

PayPal has helped me through incredibly tough times. Without the credit option I would not be able to purchase items whilst times have been tough in my job and I wasn’t earning enough money to survive. Reviewed on: 3rd June 2024

Personal credit

Gives me the chance to buy on credit myself and not rely on husband to purchase goods. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98258 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub