Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177465)

I've been using PayPal for years, and it's always be...

5
I've been using PayPal for years, and it's always been my go-to payment method. It's a service I've found to be reliable, trustworthy, and incredibly easy to use, especially when making online purchases. One of the biggest reasons I choose PayPal is the peace of mind it gives me. Knowing that my payments are protected if something goes wrong makes shopping online much less stressful. On the rare occasions I've needed help, the customer service has always been responsive, professional, and helpful, making the process straightforward. Reviewed on: 7th July 2026

An excellent way to pay.

5
An excellent way to pay. Easy use of the app. Overall very impressed. Reviewed on: 7th July 2026

Paypal the easy way, apply today

5
PayPal is so quick, no looking for your banking card/ details, it’s just a click .PayPal also offers no interest payments, without it I wouldn’t have been able to afford the flooring I needed don’t delay apply today xxx Reviewed on: 7th July 2026

Overall it's handy to use, I don't like how it takes...

5
Overall it's handy to use, I don't like how it takes so long to take payments out of my bank, can take up to a week the odd time longer which is inconvenient when trying to keep track of bills this has been this last year before then wasn't an issue Reviewed on: 7th July 2026

Irfan Nagi

5
I don’t have any issue about payment only them payment charges to high and rate is low. I would like to tell them please give batter rate and take less charges. Reviewed on: 7th July 2026

I love having flexibility with my purchases especial...

5
I love having flexibility with my purchases especially when it’s a big one Reviewed on: 7th July 2026

Paypal is trustworthy!

5
I've used PayPal for over 10years and I've found it works great easy to use great offers and hassle free. Reviewed on: 7th July 2026

Easy solution you are short on money

5
Easy solution you are short on money Reviewed on: 7th July 2026

Easy payment method

5
I love using PayPal as a payment method. I have used it for bigger purchases like my phone for example and it was so easy to arrange and pay up. Reviewed on: 7th July 2026

Absolutely disgusting.

1
Absolutely disgusting. The worst company I've ever dealt with, even with 100% evidence that I didn't receive the correct item and had sent the incorrect item back PayPal wouldn't help me and sided with the company who they obviously make more money from. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98624 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products