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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177405 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177420)

Amazing financial options for any time in the month

Excellent customer service, so many different options for whatever stage you are in financially, at any time. Reviewed on: 7th July 2026

Simple and effective

I found it easy to apply and use, it enabled me to purchase items that I couldn’t buy outright Reviewed on: 7th July 2026

Easy regular payment through an easy payment method.

Easy regular payment through an easy payment method. Available to use in almost every outlet known to me. No unnecessary communication, pestering my inbox Reviewed on: 7th July 2026

Money management

User friendly easy credit & easy to manage your money Reviewed on: 7th July 2026

Great experience with PayPal would recommend

Great experience with PayPal would recommend Reviewed on: 7th July 2026

Very positive

All positive and great option to be able to pay over a longer period of time Reviewed on: 7th July 2026

Really like the 4 months interest free for purchases...

Really like the 4 months interest free for purchases over £99. Which I think works well and focuses you to pay off in shorter time frame, so as not to keep debt over a longer period. Reviewed on: 7th July 2026

Safe and easy

I have never had an issue with PayPal, I feel it’s the safest way to make payments to anyone Reviewed on: 7th July 2026

Very quick and good easy to use.

Very quick and good easy to use. Staff very helpful if needed. I will definitely continue using. Reviewed on: 7th July 2026

Excellent

Really easy to use. Great app, better service. And it is free! Reviewed on: 7th July 2026

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