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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177336 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177366)

I’ve used PayPal Credit for years.

I’ve used PayPal Credit for years. It was the easiest and simplest way for me to get credit for my purchases. It was very convenient but also very clear about how much credit I could borrow. My payments were explained very well and there was always help if needed from PayPal. Reviewed on: 7th July 2026

Very straightforward to open an account.

Very straightforward to open an account. Info is clear and offers are great. Easy to manage credit finance Reviewed on: 7th July 2026

Excellent customer care and clear communication

Excellent customer care and clear communication Reviewed on: 7th July 2026

Paypal , an easy way to pay and receive.

I've used PayPal for years and find it a very easy convenient way to pay and receive money. On the very few occasions PayPal has helped me get my money back when something has gone wrong , or I have a shop making returns difficult. Reviewed on: 7th July 2026

Difficult to navigate and to keep apprised of y...

Very difficult to navigate and to keep apprised of your payments and debts. If I want to view what I’ve left to pay or what I’ve recently paid I can’t navigate to find it as the app is so complicated!! Reviewed on: 7th July 2026

Best retail finance provider

Best retail finance provider. Excellent service. Easy to use. Accessibility is great! Reviewed on: 7th July 2026

I love PayPal

PayPal is really good for paying for goods online. I think it's a very secure way to pay. You don't have to put your card details into the website that you are buying from.. The pay in three is a really good way to spread the cost monthly and it's interest free. PayPal credit is also a great way to spread the cost too. If you pay within 4 months it's also interest free. Reviewed on: 7th July 2026

Perfect PayPal

Used PayPal for a long time has really helped with larger purchases and being able to pay over 4 months with no interest excellent Reviewed on: 7th July 2026

I’ve found PayPal to be fast, easy to understand and...

I’ve found PayPal to be fast, easy to understand and the process simple Reviewed on: 7th July 2026

Easy to navigate, easy to understand and backed by t...

Easy to navigate, easy to understand and backed by the paypal guarantee if problems arise. Reviewed on: 7th July 2026

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