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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174339)

Very easy to use and faultless as simple set up and...

Very easy to use and faultless as simple set up and menus Reviewed on: 1st June 2024

Consistently has been incredibly helpful and has sig...

Consistently has been incredibly helpful and has significantly reduced friction when making purchases. Reviewed on: 1st June 2024

It’s very good and handy to have for online shopping...

It’s very good and handy to have for online shopping Reviewed on: 1st June 2024

Highly recommended

I was completely impressed with their professionalism and customer service. Reviewed on: 1st June 2024

Excellent interface, good customer support and easy...

Excellent interface, good customer support and easy process. Reviewed on: 1st June 2024

Easy to manage purchases and money.

Easy to manage purchases and money. Reviewed on: 1st June 2024

It’s great

It’s good and really handy that this option is available considering I use PayPal a lot for its ease of use. Just need a way to ask for increase as the credit limit is the same for years now. Reviewed on: 1st June 2024

I have used PayPal credit for a while now and I thin...

I have used PayPal credit for a while now and I think it’s way to use and havent had any bad experiences with it Reviewed on: 1st June 2024

Always pleasure to deal with PayPal

Always pleasure to deal with PayPal Reviewed on: 1st June 2024

PayPal are a loyal team and will ensure that as a cu...

PayPal are a loyal team and will ensure that as a customer you are treated fairly and fight your corner regarding refund and I feel safe using this service. Reviewed on: 1st June 2024

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