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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174446 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174505)

you can rely on paypal

Paypal you can rely on. The only app that has never let me down when paying for anything, always works, the app is consistent and the services are better than the alternatives. Reviewed on: 1st June 2024

Easily and more plans to pay back

Easily and more plans to pay back Reviewed on: 1st June 2024

EASY FINANCIAL PRODUCT

It's just so easy to get setup and for making payments for goods Reviewed on: 1st June 2024

Positive experience start to finish

Every time I have dealt with PayPal it is a positive experience. Sometimes longer than expected but I've never had my enquiry prolonged. It's dealt with there and then. All other businesses should take note Reviewed on: 1st June 2024

Never had any issues, disputes always been handled q...

Never had any issues, disputes always been handled quickly and efficiently Reviewed on: 1st June 2024

I've had no problem with PayPal would sooner pay f...

I've had no problem with PayPal I would sooner pay for things via PayPal Reviewed on: 1st June 2024

It’s easy, efficient and reliable!

It’s easy, efficient and reliable! I recommend to friends and family. PayPal credit is brilliant! Reviewed on: 1st June 2024

PayPal has been part of me for everything my groceri...

PayPal has been part of me for everything my groceries my travel my shopping my refunds PayPal is awesome Reviewed on: 1st June 2024

A real life saver!!

A real life saver, couldn't have not afford to buy several things for our house if it wasn't for PayPal Credit. Reviewed on: 1st June 2024

Helped in a variety of emergency situations

During my time in my first flat, paypal credit was a life saver in helping me in emergency situations, buying stuff for the house through enay, getting food shops in and even emergency uber rides, i may have bitten off more than i could chew but thats just how it goes sometimes Reviewed on: 1st June 2024

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