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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174654)

It’s helpful when your in emergency

It’s helpful when your in emergency Reviewed on: 1st June 2024

Is easy, comfortable, convenient

Is easy, comfortable, convenient Reviewed on: 1st June 2024

Quick and easy, simply to use.

Quick and easy, simply to use. Useful offers spanning over months Reviewed on: 1st June 2024

I use PayPal for every transaction I make that allow...

I use PayPal for every transaction I make that allows PayPal as it gives me that extra bit of security, it’s easy to you and I have a list of all my transactions in one place. Reviewed on: 1st June 2024

Easy to set up and has been extremely helpful especi...

Easy to set up and has been extremely helpful especially with new born now. Reviewed on: 1st June 2024

Easy to use

Used PayPal for a few years now, easy to use and gives a level of security purchasing online Reviewed on: 1st June 2024

Very very useful any time you need it’s there

Very very useful any time you need it’s there Reviewed on: 1st June 2024

Been great value and still continue to use them

Been great value and still continue to use them Reviewed on: 1st June 2024

I wish I could do 100% of payments via PayPal as I t...

I wish I could do 100% of payments via PayPal as I think is convenient, secure and super easy to set and use. PayPal credit is a life saver in some circumstances, i don't like much the interest rate or the combined interest system that will start soon but the power to keep it under control is still in my hands. Reviewed on: 1st June 2024

PayPal Safer for online purchase

Safe to do online transactions, never get scammed and you can claim your money back if something goes wrong. While doing online shopping, If mode of payment PayPal is available means safe to shop on that site. PayPal = "Peoples Pal" Reviewed on: 1st June 2024

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