Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177111)

I think PayPal credit is a fantastic service to be a...

5
I think PayPal credit is a fantastic service to be able to pay for items in affordable installments Reviewed on: 3rd June 2024

Good experience would recommend it to another person...

1
Good experience would recommend it to another person or friend Reviewed on: 3rd June 2024

Convenient, easy to manage and great value fir money

5
Convenient, easy to manage and great value fir money Reviewed on: 3rd June 2024

Excellent service

5
Had a dispute with a company whose product didnt arrive , paypal resolved it in days. I received my money back no problem. Highlly recommend , safe and secure. Reviewed on: 3rd June 2024

Good alternative to credit card.

5
Good alternative to credit card. easy access to the system Reviewed on: 3rd June 2024

I have PayPal as central to my general payment system.

5
I have PayPal as central to my general payment system. Used for many many purchases on a weekly basis Reviewed on: 3rd June 2024

amazing company very good always on point with service

5
amazing company very good always on point with service Reviewed on: 3rd June 2024

So handy, especially in today society

5
So handy, especially in today society Reviewed on: 3rd June 2024

Pros and cons

4
Great for 4 months no interest offer, but the repayment should be more straight forward Reviewed on: 3rd June 2024

my adult son who learning difficulties can do it

5
When ever had a problem very very rarely, They've been brilliant even my adult son who has learning difficulties can use it to buy things. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98423 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products