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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177077)

User friendly - Love it .

5
User friendly - Love it . Convenient-efficient I use it all the time Reviewed on: 3rd June 2024

Palpal Credit 5 * Review

5
Palpal Credit is very easy to use & set affordable credit limits. Monthly payback payments are also affordable. There Customer Service are extremely helpful and do there very best to help. Reviewed on: 3rd June 2024

Eat to access and widely accepted and available.

5
Easy to access and widely accepted and available. Great in reminding payment day and generous credit amount available on demand. Interest free period is goodwill Reviewed on: 3rd June 2024

Paypal is my best pal ;)

5
Love paypal how easy it is to purchase stuff as well as various credit options etc makes my life so much easier having paypal. Paypal is my best pal :) Reviewed on: 3rd June 2024

One of the best credit card.

5
One of the best credit card. I have been using papyal from last 1-2 years. The 4 month credit is the best option in the option. It allows you to to spend more. Reviewed on: 3rd June 2024

I have had good experience using PayPal credit.

5
I have had good experience using PayPal credit. It offers me the opportunity to pay in instalment without the pressure of having complete fund for purchase. Reviewed on: 3rd June 2024

Fantastic experience with PayPal gives me more time...

5
Fantastic experience with PayPal gives me more time and little to pay Reviewed on: 3rd June 2024

PayPal credit has been fantastic in meeting my credi...

5
PayPal credit has been fantastic in meeting my credit needs Reviewed on: 3rd June 2024

Amazing Service at Affordable Price

5
Amazing Service at Affordable Price Reviewed on: 3rd June 2024

Really simple to manage.

5
Really simple to manage. Easy to talk with customers services if you need to. App clear and good to use. Reviewed on: 3rd June 2024

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