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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177034 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177043)

Simple to use, love the interest free period!

Paypal credit is a straightforward easy to use credit account that allows you to spread the cost of items over £100 over 4 months interest free, it takes less than a minute to set up the payment and allows me that peace of mind of being able to buy more expensive items without having to pay it all at once. I feel in control of my credit limit amount and will tend to use this to pay out for items over £100 than any other credit provider. Reviewed on: 3rd June 2024

I’ve found PayPal Credit to be a convenient option f...

I’ve found PayPal Credit to be a convenient option for managing online purchases, especially with its integration into my PayPal account, which simplifies the checkout process by eliminating the need for entering credit card details repeatedly. The "No Payments + No Interest" offer on purchases over $99, if paid within six months, is particularly appealing for larger buys. Reviewed on: 3rd June 2024

Very good, no issues.

Very good, no issues. I've used it to pay for many things and works perfectly fine. Reviewed on: 3rd June 2024

Easy credit when it was useful.

Easy credit when it was useful. No extra interest was amazing deal. I use pay in 3 to treat myself and have no hassle. Reviewed on: 3rd June 2024

Excellent experience extremely helpful thanks for yo...

Excellent experience extremely helpful thanks for your help Reviewed on: 3rd June 2024

Superb as always

Always great and urgent with any enquiries, ive been using paypal for years now and it is my go to method of paying. Reviewed on: 3rd June 2024

Fabulous and alot of helpful also save money too whi...

Fabulous and alot of helpful also save money too which is very useful Reviewed on: 3rd June 2024

Brilliant payment app

I've never had any issues they couldn't help with. They are quick and efficient. The app works really well and I can see everything I need to. Feels like a much safer way to pay for goods online. I have been a member for many years now and see no good reason to change. Happy customer. Reviewed on: 3rd June 2024

Flexible. Secure. Trusty.

PayPal credit made it easy to understand and purchase without worry. The flexibility to purchase with peace of mind has been a bonus. I've especially benefited from their options to Payin3 to avoid high interest rates on Credit Cards, but still getting the amount of security. Reviewed on: 3rd June 2024

Paypal Credit is fantastic.

Paypal Credit is fantastic. It helped me out a lot when I really needed things that I couldn't afford. Reviewed on: 3rd June 2024

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