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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176992 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177006)

Help me in everyway reliable in anycost

Help me in everyway reliable in anycost Reviewed on: 2nd June 2024

Good for purchasing electronics items

Good for purchasing electronics items Reviewed on: 2nd June 2024

Never had a problem, easy to work out and very...

Never had a problem, easy to work out and very quick Reviewed on: 2nd June 2024

Pay-pal has made my life easier!

Pay-pal has made my life easier, saving me time and making me feel safer purchasing online. I only wish that they had introduced the pay in 3 option sooner, as it is a great way to spread the cost of purchases without having to pay interest! Reviewed on: 2nd June 2024

Simple and easy to use, no hassle at all!

Simple and easy to use, no hassle at all! Easy to set up direct debits etc Reviewed on: 2nd June 2024

Handy and easy to use,

Handy and easy to use, simple payment plans easy to manage, has come in rwal handy during the longer months when payday is just too far away. Would highly recommend and suggest to friends and family! Reviewed on: 2nd June 2024

Very useful service, handy, no problems , would def...

Very useful service, handy, no problems , would def tell others to use Reviewed on: 2nd June 2024

I am able to manage my payment on my way without int...

I am able to manage my payment on my way without interest Reviewed on: 2nd June 2024

Convenient

It’s always come in handy especially when you do purchases over £99 and have the option to pay in 4 for 0% interest. Reviewed on: 2nd June 2024

Paypal credit 0% interest for 4 months is fantastic

I often use the options of paying in 3 instalments or 0% interest for 4 months. It enables me to have more time paying for items and especially on large purchases. Also I don’t have to borrow to make purchases and pay extra on interest. Also helpful when I don’t have sufficient funds at the time but find a good deal for something I want to purchase. The notifications are also useful as reminders before a payment is due. Reviewed on: 2nd June 2024

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