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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176939 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176959)

Amazing !

Amazing ! Helped me in really hard times Reviewed on: 2nd June 2024

Paypal are super

Love it used it for years no problem always helpful Reviewed on: 2nd June 2024

Easy to use online.

Easy to use online. Have been using paypal for over a decade Reviewed on: 2nd June 2024

Great service.

Great service. Never had a problem. One of the best credit facilities around. Wouldn’t change to anything else. Definitely have my vote. Reviewed on: 2nd June 2024

Hassle free service and transaction process.

Hassle free service and transaction process. Very competitive rates of credit fees Reviewed on: 2nd June 2024

Paypal credit, simple and clear

Paypal made it easy to set up credit, and the app is very clear. I can see how much I owe on each product, which ones are on 0% offers and how long I have left on each offer. It's very easy to make payments on the app, to change details and to contact someone. Paypal even helped me get a refund for a product that never arrived where the seller was ignoring me. Reviewed on: 2nd June 2024

Easy to use, helped me out, until pay day.

Easy to use, helped me out, until pay day. Reviewed on: 2nd June 2024

Very good, stress free,convenient way to purchase.

Very good, stress free,convenient way to purchase. Reviewed on: 2nd June 2024

Difficult to close account, hard to track payments

Difficult to close account, hard to track payments Reviewed on: 2nd June 2024

Helpful and secure payments.

Helpful and secure payments. Paying off in 3 months without extra costs is fab Reviewed on: 2nd June 2024

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