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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176902)

Great way to pay

5
Great way to pay and manage payments Reviewed on: 2nd June 2024

Jujuhhnjkijhbbhfdccfdxxchuyrdvjoknbyfg hugging Huggi...

5
Jujuhhnjkijhbbhfdccfdxxchuyrdvjoknbyfg hugging Huggins Hungary’s hunters hunters ddddgvgjokkkk Reviewed on: 2nd June 2024

Quick and easy to use good service

5
Quick and easy to use good service Reviewed on: 2nd June 2024

Excellent and very easy to use.

5
Excellent and very easy to use. I love PayPal credit and the fact that it has 4 months interest free. Also that each transfers a different date. I would recommend it to all friends and family Reviewed on: 2nd June 2024

Generally good, would be good if you could get alert...

4
Generally good, would be good if you could get alerts when you’re balance is due on the pay later plan Reviewed on: 2nd June 2024

I have used PayPal credit a few times.

5
I have used PayPal credit a few times. Never ever had an issue. The only thing to add is ease changing m your direct debit amount. Reviewed on: 2nd June 2024

Good customer service

5
Good customer service and easy to use app Reviewed on: 2nd June 2024

I am very satisfied and glad that I can always count...

5
I am very satisfied and glad that I can always count on financial support Reviewed on: 2nd June 2024

Recommend PayPal

4
I have PayPal for a few years now, and I find very helpful to help financial purchases etc, with flexible plans. So very pleased with it. Reviewed on: 2nd June 2024

Absolutely fantastic, it makes my life a lot simpler...

5
Absolutely fantastic, it makes my life a lot simpler to buy things, not to worry about debt, PayPal is the best. Reviewed on: 2nd June 2024

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