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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177164 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177166)

Great service pleasant people on the phone

Great service pleasant people on the phone Reviewed on: 3rd June 2024

Easy way to spread the cost with 0% interest

Easy way to spread the cost with 0% interest Reviewed on: 3rd June 2024

Very good, lenient with monthly payments

Very good, lenient with monthly payments Reviewed on: 3rd June 2024

PayPal credit has helped me a lot in purchasing thin...

PayPal credit has helped me a lot in purchasing things and offering flexible payment options. Reviewed on: 3rd June 2024

I love how I can use PayPal credit with the option o...

I love how I can use PayPal credit with the option of 4 months interest free Reviewed on: 3rd June 2024

Easy process

Easy process and give time to pay for things in this cost of living crisis m Reviewed on: 3rd June 2024

Very good.

Very good. Great rewards and super easy to use Reviewed on: 3rd June 2024

Its quick.

Its quick. Only need to add more retailers for buying big value items over 0% APR. Reviewed on: 3rd June 2024

Fantastic trustworthy company

I’ve been a customer with PayPal credit for 7years, they’ve been a responsible lender and have made things clear and flexible. I love that the fees are clear and completely transparent with no hidden surprises. It’s a company widely accepted and respected. Reviewed on: 3rd June 2024

I trust Paypal.and paypeal credit

I trust Paypal. It has always been there when I need it, and no nasty surprises. The site is clear and easy to use, everything is it plain sight. The offer of 3 payments is handy and makes a larger payment more affordable, and no interest. Win win. Reviewed on: 3rd June 2024

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