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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177465)

Love that you can buy things and spread the cost at...

Love that you can buy things and spread the cost at 0% interest over 4 months Reviewed on: 3rd June 2024

Very easy to apply, and use when buying.

Very easy to apply, and use when buying. Repayment plan sets automatically with easy and early repayments option. Highly recommended for everyone buying online Reviewed on: 3rd June 2024

Very easy to use and pay, excellent service

Very easy to use and pay, excellent service Reviewed on: 3rd June 2024

Let you pay in installments and very easy to do.

Let you pay in installments and very easy to do. Take the pressure off big purchases and peace of mind when paying online Reviewed on: 3rd June 2024

Excellent service always there to help

Excellent service always there to help Reviewed on: 3rd June 2024

Using a PayPal credit card has been a seamless and c...

Using a PayPal credit card has been a seamless and convenient experience for me. The integration with my PayPal account allows for easy tracking of transactions and quick payments directly from my PayPal balance. The card's rewards program is another highlight, providing cash back on purchases, which I can effortlessly apply towards future payments. Additionally, the customer service has been responsive and helpful whenever I've had questions or issues. Overall, the PayPal credit card has enhanced my financial flexibility and offered great benefits for my spending habits. Reviewed on: 3rd June 2024

Really easy to use and a great way to spread payment...

Really easy to use and a great way to spread payments, making it easier to manage buying larger items Reviewed on: 3rd June 2024

Had nothing but a good experience with pay pal credi...

Had nothing but a good experience with pay pal credit I feel secure when paying Reviewed on: 3rd June 2024

Very simple and easy.

Very simple and easy. Straightforward. Good app interface. Easy to keep track. Reviewed on: 3rd June 2024

One stop shop for all payments and so much flex

One stop shop for all payments and so much flex Reviewed on: 3rd June 2024

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