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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177528)

Safe, reliable and user friendly.

5
A major payment vendor that is used across all sites, if any fraudulent activity PayPal reject payments and immediately flag Reviewed on: 3rd June 2024

I find PayPal Credit very useful.

5
I find PayPal very useful and the credit they provide helps me spread the cost of life's little pleasures or stuff like unexpected costs etc. Reviewed on: 3rd June 2024

Good repayment options.

5
Good repayment options. Easy to use and low admin cost if missed a repayment Reviewed on: 3rd June 2024

Amazing service and simple to use.

5
Amazing customer service and fantastic credit ratings and plans, easy to use, accessible and fast acceptances. Reviewed on: 3rd June 2024

Perfect purchase assistant

4
Easy to use, functional security on purchases. The application is well thought out and in most cases, simple to request when used for online purchases. Reviewed on: 3rd June 2024

Very easy to use app for purchasing and payments.

5
Very easy to use app for purchasing and payments. Reviewed on: 3rd June 2024

Always remember the details and funds are updated al...

5
Always remember the details and funds are updated always plus it is convenient for emergency Reviewed on: 3rd June 2024

Always reliable way of dealing with my financial needs

5
Always reliable way of dealing with my financial needs Reviewed on: 3rd June 2024

Great experience

5
Great experience. Easy to navigate and worry free payment Reviewed on: 3rd June 2024

with PayPal

4
I am very satisfied with PayPal. Highly recommended it. Reviewed on: 3rd June 2024

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