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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169525)

I love PayPal credit.

5
I love PayPal credit. I use it for big purchases and also to buy clothes. Reviewed on: 19th May 2024

No fuss Excellent!

5
PayPal credit has always been straight forward, no fuss, and has always been available for so many options to purchase things it's been great. Especially love the pay in three option Reviewed on: 19th May 2024

Credit to paypal

5
I have to date so far have had great experience had a problem with a seller from China.. a few years ago PayPal got my money back....app is so clear and easy to use....always kept notified as well. Reviewed on: 19th May 2024

Everywhere I pay with PayPal, secure and confident

5
Everywhere I pay with PayPal, secure and confident Reviewed on: 19th May 2024

Simple, straightforward and easy to use.

5
Simple, straightforward and easy to use.Most things are just one click and you're done. Reviewed on: 19th May 2024

Easy to use and accepted in many places.

5
Easy to use and accepted in many places. Reviewed on: 19th May 2024

Easy credit, great service

5
Easy credit and easy to understand what I owe Reviewed on: 19th May 2024

Easy ang helpful convenient and safe

5
Easy ang helpful convenient and safe Reviewed on: 19th May 2024

Easy and secure for paying for service

5
Easy and secure for paying for service Reviewed on: 19th May 2024

Easy to use and a good way of budgeting

5
Easy to use and a good way of budgeting Reviewed on: 19th May 2024

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