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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174305 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174324)

Fantastic never let me down thank you

Fantastic never let me down thank you Reviewed on: 29th May 2024

Very professional and secure always feel safe when u...

Very professional and secure always feel safe when using PayPal Reviewed on: 29th May 2024

Easy to use, in every way.

Easy to use, in every way. Simple log in, transfer & pay, and receive. Secure and great customer service. Reviewed on: 29th May 2024

Great communication

No problems and any dispute has been dealt with accordingly. Money has been repaid by the seller after PayPal involvement. Good communication from company. Been dealt with fairly. Has helped me out when I needed it! Reviewed on: 29th May 2024

Good service and easy to use.

Good service and easy to use. I would recommend. Reviewed on: 29th May 2024

Good, many people don't know about it.

Good, many people don't know about it. Could alert you about interest though. But since a lot of vendors use PayPal it's useful to spread payments out Reviewed on: 29th May 2024

I’ve been using PayPal for years and they have alway...

I’ve been using PayPal for years and they have always resolved any issues I’ve had. Customer service is amazing. Reviewed on: 29th May 2024

Perfect and secure .

Perfect and secure ...just what you want need and expect Reviewed on: 29th May 2024

Very easy to set up and even easier to use.

Very easy to set up and even easier to use. Reviewed on: 29th May 2024

Good website and good service for the customers !

Good website and good service for the customers ! Reviewed on: 29th May 2024

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