Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174446 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174455)

Many more spending with PayPal

My experience is if it wasn't for PayPal I wouldn't be able to get all the things I've bought in the last 5 years with being able to spread the cost over monthly payments thank you and even a fiver hundred pounds credit as help me in a lot of situations they are there to help once again thank you PayPal for all your help over the years and many more spending Reviewed on: 30th May 2024

Very easy to set up and use, still retains the flexi...

Very easy to set up and use, still retains the flexibility I need. Reviewed on: 30th May 2024

Easy credit option

Use regularly for purchase over £99, easy to use and great having 4 months to pay,. App shows exactly where you are and easy to make and edit payments Reviewed on: 30th May 2024

Best credit facility available!

It is very easy to use and you get 4 months to pay it all! brilliant! Reviewed on: 30th May 2024

I find PayPal easy to use and to control.

I find PayPal easy to use and to control. The app is really easy to use and navigate. I also feel safe when using it too. Reviewed on: 30th May 2024

I love PayPal safe and secure.

I love PayPal safe and secure. I use it all the time. Money is sent on time and love their pay in 3 with no interest. Reviewed on: 30th May 2024

Excellent, easier than normal, reliable

Excellent, easier than normal, reliable Reviewed on: 30th May 2024

I paypal credit on paypay app for my online shopping...

I paypal credit on paypay app for my online shopping it’s so easy & efficient Reviewed on: 30th May 2024

Used it for large electrical good purchase - no hass...

Used it for large electrical good purchase - no hassle - easy to use and understand when my first payment is Reviewed on: 30th May 2024

Feel very safe and confident when using PayPal to bu...

Feel very safe and confident when using PayPal to buy online Reviewed on: 30th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3841 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96545 reviews
Payments
from PayPal 4.71 from 3842 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub