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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174624)

Highly recommended

PayPal is easy to use and their customer service is excellent. The staff is always helpful and I would recommend PayPal and PayPal Credit for easy, reliable, hassle-free payment. Reviewed on: 30th May 2024

Always helpful

Always helpful when I call with queries, easy to manage Reviewed on: 30th May 2024

Always had good experience with paypal

Always had good experience with paypal, easy and convenient Reviewed on: 30th May 2024

Freedom & Security

PayPal allows me to pay safely online and PayPal Credit allows me to manage my own finances. Reviewed on: 30th May 2024

Great service

I always use PayPal for extra security. Never really had a problem that I can rember. Reviewed on: 30th May 2024

Great service, easy access to credit and helpful wit...

Great service, easy access to credit and helpful with resolutions. Reviewed on: 30th May 2024

Safe convenient way to pay on line

Safe convenient way to pay on line Reviewed on: 30th May 2024

Good service and very helpful when need support

Good service and very helpful when need support Reviewed on: 30th May 2024

Good communication and information on how my credit...

Good communication and information on how my credit is working and what I have to pay back. Each month I get a monthly breakdown of anything I need to pay back and payment schedule. Any concerns or issues I have raised have always been responded in good time. Reviewed on: 30th May 2024

I have used PayPal credit for 3 years now, it’s neve...

I have used PayPal credit for 3 years now, it’s never charged me any interest on any of my purchases and I always look to use it whenever I can Reviewed on: 30th May 2024

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