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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (165303)

Favorite way of payment

5
Free interest on the firs 4 months of purchase, good interest rates! Quickest and easiest way to pay! Recommend a lot. Reviewed on: 14th August 2022
Thallita's avatar
Thallita

great experience so far

5
Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022
Jem Jem's avatar
Jem Jem

Fast efficient and safe everything you need!

5
PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022
Amanda clarke's avatar
Amanda clarke

Safe product

5
I get my money back when seller did not fill commitments Reviewed on: 14th August 2022
Anita's avatar
Anita

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022
David Bancroft's avatar
David Bancroft

PayPal credit

5
A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022
Miles Nightingale's avatar
Miles Nightingale

Excellent

5
paypal is very good with your credit card and your 3 month payments Excellent Reviewed on: 14th August 2022
Andres Gomes's avatar
Andres Gomes

Excellent

5
Since I am using PayPal credit it is so superb Reviewed on: 14th August 2022
Ayo Afeez Raji 's avatar
Ayo Afeez Raji

Great short term credit lender

4
Was able to spread the cost of things Reviewed on: 14th August 2022
Sam Binning's avatar
Sam Binning

Easiest way to manage credit card

5
Easy to use app and clarity on interest and special offers as well as all sites now using PayPal credit and PayPal in 3 make this a bit of a game changer. Really great. Reviewed on: 14th August 2022
JRMH's avatar
JRMH

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