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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165782)

Super relaxed and easy

Easy to send money between friends and fantastic for spreading payments over months without extra fees Reviewed on: 10th May 2024

Good experience with easy online shopping and pay in...

Good experience with easy online shopping and pay in 3 months . Also with the PayPal credit you can pay money instantly Reviewed on: 10th May 2024

Never had a bad experience.

Never had a bad experience. Always been great and easy to use Reviewed on: 10th May 2024

Perfect paypal

Gourges easy to use very reliable Reviewed on: 10th May 2024

PayPal the only credit account you will ever need

Never ever had an issue and use it all the time Reviewed on: 10th May 2024

Very easy to use!

Very easy to use! But could be better in the sense that refunds are not taken off properly, so when you receive a refund it still shows that amount to pay for that purchase even though it’s been refunded. Reviewed on: 10th May 2024

Good credit only problem is that it takes far to lon...

Good credit only problem is that it takes far to long to take money out your account to pay for PayPal credit it’s 2024 payment should be instant Reviewed on: 10th May 2024

Very helpful and easy to use,I have done most of my...

Very helpful and easy to use,I have done most of my important work with it Reviewed on: 10th May 2024

Paypal credit has really helped me and would truly r...

Paypal credit has really helped me and would truly recommend, pay in 3 is also a very helpful option when u want to spread the cost with zero interest Reviewed on: 10th May 2024

Handy to use paypal as an emergency wallet.

Handy to use paypal as an emergency wallet.But need to track your finance and not to buy more stuff that you can afford.Best option is pay in 3 Reviewed on: 10th May 2024

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