Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166489 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (166660)

Great experience and value on 4 months 0%

Great experience and value on 4 months 0% Reviewed on: 10th May 2024

simplicity at its best

Easy to use, great Amount of time to pay for purchases, great no interest for a few months is brilliant and takes the worry of charges away, all round brilliant Reviewed on: 10th May 2024

Flexibility and Reliability

Very flexible and great customer service. Extremely reliable Reviewed on: 10th May 2024

Accepted on many online markets so fast and easy to...

Accepted on many online markets so fast and easy to pay on rge go Reviewed on: 10th May 2024

Excellent service as value for money

Excellent service as value for money Reviewed on: 10th May 2024

Want credit limit increase and large amount

Want credit limit increase and so many years already with just only small amount Reviewed on: 10th May 2024

PayPal Credit offers a convenient financing option f...

PayPal Credit offers a convenient financing option for online purchases, allowing users to buy now and pay later with flexible repayment plans. It's seamlessly integrated with PayPal, making checkout quick and easy. However, interest rates can be high if not paid off within the promotional period, so it's crucial to manage payments responsibly. Overall, PayPal Credit is a handy tool for managing expenses, especially for those who prefer online shopping. Reviewed on: 10th May 2024

Book a flight, pay it in installments

Excellent scheme, especially being able to pay for my flights in installments (Emirates) Was able to afford a holiday with my autistic son only because of this. Reviewed on: 10th May 2024

The best payment method

Whenever I’ve had to use it was very easy and customer service is excellent Reviewed on: 10th May 2024

Lots of different options are available

Lots of different options are available Reviewed on: 10th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81435 reviews
Payments
from PayPal 4.70 from 3774 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub