Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167287 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (167409)

Great company to use with finances

Great way to afford things that you need and want, easy to space out payments over a longer or shorter time frame. Customer service is good and get back to you quickly, puts up your credit score when used properly, very handy financing tool Reviewed on: 12th May 2024

PayPaI Credit

Excellent service from start to finish Reviewed on: 12th May 2024

Excellent and easy to use, so handy for them extra b...

Excellent and easy to use, so handy for them extra bits you need Reviewed on: 12th May 2024

Better than nothing

I had very bad experience experience with paypal. I provide my online services to client. When they get the work and he opened a dispute and get the money back Reviewed on: 12th May 2024

Comes in handy when I wanna grab a bargain ,and the...

Comes in handy when I wanna grab a bargain ,and the paycheck isn’t dropping for a couple of weeks . Reviewed on: 12th May 2024

Very safe and secure payments you get piece of mind...

Very safe and secure payments you get piece of mind ans any trouble you can claim money back. I will never pay online with cards Reviewed on: 12th May 2024

10/10 would recommend

PayPal is trustworthy and I use it for all of my online purchases Reviewed on: 12th May 2024

PayPal credit is brilliant

PayPal credit is my preferred way to pay for goods/services online, without having the rigmarole of having to make accounts just to buy a single item. I don’t need to fill out address ect because that is done automatically by PayPal. I also feel safer online because I don’t need to use a debit card or bank details.my only minor complaint is that I think my credit limit could be higher than it is ! But for larger purchases, pay in 3 works very well. I have no complaints about the service, and I’ve used it for over a decade. One time I needed a refund to the credit account which was dealt with in a professional manner, Reviewed on: 12th May 2024

Always reliable and easy to access.

Always reliable and easy to access. I wish you could spread payments over more months instead of 3 payments. Reviewed on: 12th May 2024

It’s been very fantastic all the way.

It’s been very fantastic all the way. Easy to to use and very secured. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 83942 reviews
Payments
from PayPal 4.70 from 3787 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub