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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169848)

Love PayPal

Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022

Affordable

Affordable % and interest free months Reviewed on: 8th July 2022

PayPal credit is The best helped me alor

PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022

Simple and efficient

I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022

Excellent Service

PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022

Amazing

The service they over is so easy to set up and use always quick to help Reviewed on: 8th July 2022

Flexible finance

PayPal credit is amazing. The app is clear and easy to use. Reviewed on: 8th July 2022

Excellent service without interest and a lot of flexibility

It is wonderful, Paypal allows a lot of flexibility to consumers and that's amazing. Reviewed on: 8th July 2022

I very happy

Very good company. I recommend everyone to use it Reviewed on: 8th July 2022

Best card on the market

Always buy with confidence and feel protected when using my pay pal credit Reviewed on: 8th July 2022

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