Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169588 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (169594)

I was asked to do this

I was told if I voted for this company I would be entered into a £1000 prize draw. Does that make the voting fair? Perhaps not. But I want the money. Love ya! Reviewed on: 8th July 2022

Brilliant service

The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022

Cash

Great for when you short for the month to get little things. Reviewed on: 8th July 2022

Very good

I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022

Papal credit

It’s really help me to build my life in uk Tanks papal Reviewed on: 8th July 2022

affordable

this is the best way to help people to get credit and make payment Reviewed on: 8th July 2022

Excellent credit option

Low APR, easy to apply, trustworthy Reviewed on: 8th July 2022

Wouldn't be without

Refused Paypal credit for the last 3 years never had a problem it's help me out a few times wouldn't be without it Reviewed on: 8th July 2022

Excellent

love the fact that you feel safe using paypal, massive credibility Reviewed on: 8th July 2022

Very Trustworthy.

Excellent experience with PayPal, Straightforward and always available to help. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 91895 reviews
Payments
from PayPal 4.70 from 3825 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub