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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149739 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149739)

PayPal credit makes bigger purchases more manageable

I use PayPal credit to make bigger purchases more manageable for my business . Reviewed on: 10th June 2026

I have had a good experience with customer service w...

I have had a good experience with customer service when I need them to explain things Reviewed on: 10th June 2026

I feel protected highly recommended

I never had problem with PayPal either to transfer money or buying something highly recommended I feel very secure when I use it. Reviewed on: 10th June 2026

Easy and accessible

Easy and accessible, great way to spread costs Reviewed on: 10th June 2026

PayPal great way of paying

Any issues I’ve had customer services have helped or responded and sorted for me. Reviewed on: 10th June 2026

Easy to use and customer friendly

Easy to use and customer friendly Reviewed on: 10th June 2026

I'm really impressed with the service.

I'm really impressed with the service. The website is easy to navigate, and I’ve never had an issue with payments or transfers. The customer team are excellent at providing support in a friendly manner. Reviewed on: 10th June 2026

Excellent

Excellent , quick service , good customer service Reviewed on: 10th June 2026

Always use paypal credit gives me time to pay off wh...

Always use paypal credit gives me time to pay off what I want,really happy with the service given Reviewed on: 10th June 2026

Happy customer

I find pay pal excellent service, it gives peace if mind when buying goods transferring money to other accounts. The web site is easy to navigate and informational. Very happy with the whole experience. Reviewed on: 10th June 2026

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