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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149691 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149693)

its a good service , getting better with the rewards...

its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026

Everything I needed was explained fully

Everything I needed was explained fully Reviewed on: 10th June 2026

flawless

So flawless in every way every thing so simple to do on PayPal Reviewed on: 10th June 2026

A great service.

A great service. ............... Reviewed on: 10th June 2026

So far so great with Paypal credit card

I have always had a good experience talking to your colleagues when I needed help and any questions answered, all of your colleagues who have answered my calls in the past have always answered my questions honestly and professionally think ways have been kind and friendly Reviewed on: 10th June 2026

Been with PayPal for over ten years, great app and g...

Been with PayPal for over ten years, great app and great service Reviewed on: 10th June 2026

Easy to use App & Physical Card Option

Easy to use App. Ability to have a physical credit card with 0% payment options Reviewed on: 10th June 2026

No issues

Any issues have been dealt with qyickl Reviewed on: 10th June 2026

PayPal all the way!

I love PayPal because it feels secure, I can also access multiple bank accounts without needing my physical card which is very handy. It’s my preferred was to pay for purchases. I also love the reward system and options to pay in different ways such as buy now pay later, 4 month 0% interest etc. Reviewed on: 10th June 2026

I love paypal credit.

I love paypal credit. So flexible and even better now you can have a physical card Reviewed on: 10th June 2026

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