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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149587 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149588)

PayPal is widely accepted and is very convenient for...

PayPal is widely accepted and is very convenient for payments Reviewed on: 9th June 2026

Easy to pay and pay off.

Easy to pay and pay off. Having different options for credit helps pick the right payment option Reviewed on: 9th June 2026

I’ve really enjoyed my experience they resolve my pr...

I’ve really enjoyed my experience they resolve my problem everytime. Reviewed on: 9th June 2026

Fast, practical and efficient.

Fast, practical and efficient. Helpful when I wanted to spread the cost of purchases. Reviewed on: 9th June 2026

Best way to pay!

I always feel more protected paying via PayPal. App is clear to use with no surprises and find it a lot easier to manage than other competitors. I also find it better to track all my money as it's clear what has been spent where. Reviewed on: 9th June 2026

PayPal credit provides ease of use and the user inte...

PayPal credit provides ease of use and the user interface is engaging. I can navigate and understand the features. Reviewed on: 9th June 2026

My PayPal credit

My PayPal credit was sorted straight away. Very easey to sort out. Reviewed on: 9th June 2026

I prefer the pay in 3

I prefer the pay in 3, as I have control on over paying, which I prefer Reviewed on: 9th June 2026

PayPal is very useful I feel very safe using it any...

PayPal is very useful I feel very safe using it any issues I have staff are always so helpful and reassuring. Reviewed on: 9th June 2026

Very easy to use and to find everything.

Very easy to use and to find everything. App interface looks great too. Quick and simple to send money and make withdraws. Reviewed on: 9th June 2026

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