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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148341 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148342)

Have been using PayPal for months now and have never...

Have been using PayPal for months now and have never had any issues or delays, the customer support is really responsive, and I enjoy using PayPal at checkout wherever possible instead of traditional means of payment. Reviewed on: 9th June 2026

I use PayPal for every purchase that I can

I use PayPal for every purchase that I can Reviewed on: 9th June 2026

Security

I feel I have a degree of security when using PayPal and can get recourse when things go wrong Reviewed on: 9th June 2026

Easy and reliable credit service Review:

I have had a good experience with PayPal Credit. The application process was straightforward, payments were easy to manage, and the service has been reliable. I appreciate the flexibility it provides and have not encountered any major issues. Overall, I am satisfied with the experience and would recommend it to others looking for a convenient payment option. Reviewed on: 9th June 2026

Safe and secure.

Safe and secure. Peace of mind knowing your hard earned money is safe. Reviewed on: 9th June 2026

I have always found PayPal great

I have always found PayPal to be helpful if anything goes wrong and it is very easy to use and spred the cost of some pyments over time Reviewed on: 9th June 2026

Easy to Use and Highly Secure

I have had a very positive experience with PayPal. It is simple to use, secure, and makes online payments quick and hassle-free. Sending and receiving money is easy, and I feel confident knowing that my transactions are protected. The app is user-friendly, and everything is clear and well organized. I would definitely recommend PayPal to anyone looking for a safe and reliable payment service. Reviewed on: 9th June 2026

I was able to use the virtual PayPal card via Applep...

I was able to use the virtual PayPal card via Applepay when purchasing gig tickets and a hotel room. Because of this I’ve got interest free credit for four months. For any purchase over one hundred pounds I certainly will be using PayPal credit rather then another card provider Reviewed on: 9th June 2026

Very good lending, would highly recommend

Very good lending, would highly recommend Reviewed on: 9th June 2026

Easy process for application, and easy to manage in...

Easy process for application, and easy to manage in the app Reviewed on: 9th June 2026

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