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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148313 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148313)

I feel safe using PayPal.

I feel safe using PayPal. It’s very slick & easy too. Reviewed on: 9th June 2026

Pay Pal are always helpful friendly and get issues r...

Pay Pal are always helpful friendly and get issues resolved quickly Reviewed on: 9th June 2026

PayPal pay in 3

It’s a great convenience to pay the total amount in 3 instalments and that too without any interest. I have used it for higher value purchases as well. Reviewed on: 9th June 2026

PayPal is fast, secure, and incredibly easy to use.

PayPal is fast, secure, and incredibly easy to use. I've had a great experience with smooth transactions and reliable service every time. Highly recommended. Reviewed on: 9th June 2026

I like the flexibility of spreading my payments.

I like the flexibility of spreading my payments. Reviewed on: 9th June 2026

Flexible options to pay to manage budgeting

Flexible options to pay to manage budgeting Reviewed on: 9th June 2026

Indispensible!

PayPal makes life so much easier. I would not be without it now. Reviewed on: 9th June 2026

Very reliable .

Very reliable . Best credit option Reviewed on: 9th June 2026

Paypal good company that is run well & easy to...

Paypal good company that is run well & easy to use Reviewed on: 9th June 2026

PayPal is effective and easy to use

PayPal is effective and easy to use Reviewed on: 9th June 2026

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