Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146483 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146483)

Fantastic straight forward lending platform

Really easy straight forward lending platform with good communication and updates . No hidden fees - would recommend Reviewed on: 9th June 2026

Easy to use

The app is Easy to use and navigate. PayPal is always there when needed Reviewed on: 9th June 2026

So easy to use

Every time I use PayPay it is so easy and painless to use. Reviewed on: 9th June 2026

Trust, I feel safe with PayPal.

Trust, I feel safe with PayPal. I known if I have any problem with buyer, PayPal help me for solving this. Reviewed on: 9th June 2026

Convenient

Convenient easy access and payment options Reviewed on: 9th June 2026

Incredibly useful and flexible.

It's incredibly useful to be able to pay for larger amounts over four months and as AO accepts PayPal, it's meant that when I've needed appliances, I've been able to use it and flexibly pay back for larger purchases. My only criticism is that sorting out repayments is a slight faff. The statements don't easily lay out what's due in full and what's deferrable into two clean amounts and the direct debit options don't allow me to automate paying the former of those amounts. It would be good to be able to pay the amount I need to pay to avoid interest on DD and to maybe get an email prompting me to make a top up payment towards the balances due over 4 months. Reviewed on: 9th June 2026

Nice and easy

Such a wide range of things I can buy using PayPal credit and it's so easy to use. Reviewed on: 9th June 2026

It's the best .

It's the best .you can use it wherever you want Reviewed on: 9th June 2026

Peace of mind

I try to use PayPal on all transactions as I have 100% peace of mind that If have any issues with my products they will help me. I also enjoy knowing my bank details are not given out, I just add a password and the transaction is done. Reviewed on: 9th June 2026

Used PP a long time good service

Used PP a long time sorted problems out always resolved Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78007 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub