Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146453 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146453)

Used PayPal credit for years.

Used PayPal credit for years. Had no bad experiences Reviewed on: 9th June 2026

Have been using for anything and paying back in any...

Have been using for anything and paying back in any date within the no interest period is just amazing. Reviewed on: 9th June 2026

Affordable repayments

Affordable repayments on those items that are just out of reach. Reviewed on: 9th June 2026

PayPal gives you added security.

PayPal is easy to use. Gives you added security for your purchase. Handy to use credit if needed. Reviewed on: 9th June 2026

Great company to trust.

Great company to trust. Used by all the family Reviewed on: 9th June 2026

Very good from the start with an easy application an...

Very good from the start with an easy application and seamless Reviewed on: 9th June 2026

For flights and big payments you get 0% interest if...

For flights and big payments you get 0% interest if you pay in 4 months, allowing me to have more opportunities to travel and enjoy other experiences. And it’s really easy to use with your phone and is accepted by many websites nowadays. Reviewed on: 9th June 2026

Since the debit card was launched I've been able to...

Since the debit card was launched I've been able to use it for everything, PayPal credit has been incredible for years allowing me spread payments over 4 months and pay no interest, the most useful credit I've ever had. Reviewed on: 9th June 2026

Great easy service to use

Grear easy service to use - simple transactions and easy to use app Reviewed on: 9th June 2026

Safely shop online

I feel secure using the PayPal app to pay for things knowing that I’m protected 100%. This gives me the safety to pay for things online knowing that I have that Protection. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77983 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub