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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146435)

PayPal is my 1st go to Excellent all round

5
PayPal is my 1st go to Excellent all round Reviewed on: 9th June 2026

Excellent service and simple to use.

4
Excellent service and simple to use. User friendly and don’t need to be a computer wizz to use it! Reviewed on: 9th June 2026

I buy everything online through Paypal, if the websi...

5
I buy everything online through Paypal, if the website doesn’t give the option to pay this way I avoid it, I like the fact that I have four months free credit to pay and I especially like the pay in 3 option Reviewed on: 9th June 2026

PayPal credit is a best convenient method

5
PayPal credit is a best convenient method to buy necessary goods. Reviewed on: 9th June 2026

A very easy way to shop and get great value for mone...

5
A very easy way to shop and get great value for money,which these days is greatly needed Reviewed on: 9th June 2026

Great service

5
Always been a great service would highly recommend Reviewed on: 9th June 2026

Easy to use and administer accounts online

4
Easy to use and administer accounts online Reviewed on: 9th June 2026

Enjoyable

5
There’s nothing to tell I just simple enjoy using PayPal Reviewed on: 9th June 2026

It was easy to apply for PayPal credit and it was ni...

5
It was easy to apply for PayPal credit and it was nice to have the offer of the first purchase being interest free Reviewed on: 9th June 2026

Very easy to use and good app.

5
Very easy to use and good app. Updates are clear and alerts you to due payments Reviewed on: 9th June 2026

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